What a FICO® Score Considers
Provided by the credit scoring experts at www.myFICO.com.
What FICO scores look at:
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These percentages are based on the importance of the five categories for the general population. For particular groups-for example, people who have not been using credit long-the importance of some categories may be different. |
What FICO scores ignore:
FICO scores do not consider:
— Your race, color, religion, national origin, sex and marital status
— Your age
— Your salary, occupation, title, employer, date employed or employment history
— Where you live
— Any interest rate being charged on a particular credit card or other account
— Any items reported as child/family support obligations or rental agreements
— Certain types of inquiries (requests for your credit report)
— Any information not found in your credit report
— Any information that is not proven to be predictive of future credit performance
For more information visit www.myFICO.com
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